What is Covered

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WHAT WILL HAPPEN TO YOUR FAMILY

if you met your demise unexpectedly and you left behind a significant amount of debt?  

No one likes to talk about death but we all 

have to depart from this world one day.

What if it is sooner than you thought? 

Will your family need to move from your home?

Will your children be able to continue 

studying at the institution they love?

HOW ABOUT YOUR BUSINESS?

Will you have enough capital to buy the shares of your deceased partner 

to continue to run the business?

What if one of your key executives 

passed away?  Will your business sustain without them before you find a replacement?

If someone's unexpected death would cause any potential financial impact 

in your personal or business life,

you need to ask about life insurance. 

FAMILY FIRST, GOVERNMENT LAST

Did you know that insurance advisors 

are the only ones in the financial industry

who can help you to pass on your legacy 

with named beneficiaries?

Did you know that only 

a small percentage of insurance advisors

are actively helping clients to do just that?

Did you know that any assets left in the estate are subject to various fees and probate, 

which will reduce the amount your family get?

Did you know that other than your

life, health, properties and possessions,

you can also protect your investment?

WE CAN HELP YOUR FAMILY

to access the maximum amount of funds quickly and easily.

Contact us to learn how.

HOW DO YOU PAY YOUR BILLS

if an accident or sickness stops you

from going to work?

Most of us do not get paid 

if we do not go to work, regardless 

how nice your employer is.

How about if your stay-home spouse, 

or your parents, children are in the hospital,

or have to receive cancer treatment?  

Do you still get paid when being 

by their bedside, or helping them 

to go receive treatment?

WE CAN HELP YOU to be there for them 

without worrying about 

losing income (earned or invested), 

depleting savings or incurring debts.

Ask us how to get your whole family 

protected under one discounted plan.

It is more affordable than you think.

PROTECT YOUR INCOME FROM DAY 1

A conventional disability insurance 

has many restrictions: 

occupation, income verification, waiting period, limited coverage, high cost, etc.

Many self-employed individuals, 

workers engaged in cash-jobs or 

high-risk professions 

usually find themselves 

declined for coverage or 

being charged extra.

WE CAN HELP YOU to get covered 

from day 1 regardless of

 your income level,  occupation, hobbies,

family history, and health.

Ask us how to get even your non-income earning members of the family covered.

It is more affordable than you think. 

MINIMIZE YOUR MEDICAL EXPENSES

  Many Canadians have extended health coverage through an 

employer-sponsored benefit plan. 

Once they retire, that coverage likely ends. 

Moreover, many self-employed and 

contract workers don't have access to

 benefits through their employer. 

Health and dental/Travel insurance is a 

simple and cost effective way to 

lower the risk of expenses from 

unexpected medical bills resulting from 

an illness or accident at home or abroad.

 It can also offset expenses associated with preventative care. 

 WE CAN HELP YOU to understand 

the health insurance plans and options available for your individual and family needs. 

It is easy to get your whole family covered.

LEAVE A LEGACY, NOT DEBT

Many Canadians struggle with their finances.  This is the #1 reason why people 

delay getting insurance, hoping 

nothing will happen before they are ready.

However,  life is unpredictable.  

Without a final expense plan, one might 

leave behind debts rather than a legacy.

OR, existing life insurance proceeds could 

end up being used on the "closing costs" 

of the final affairs.

WE CAN HELP YOU 

regardless of your health. 

Get a quote for your 

Final Expense coverage or

contact us to find out your options.

It is easier to get covered, and 

more affordable than you think.