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protection for all and coverage for even the "uninsurable "

protection for all and coverage for even the "uninsurable "protection for all and coverage for even the "uninsurable "protection for all and coverage for even the "uninsurable "

We are more than just life insurance.  We also protect families against 

financial risks of accident, sickness & longevity.   

Click to find out if you are insurable

Servicing families in BC, Alberta and Ontario

protection for all and coverage for even the "uninsurable "

protection for all and coverage for even the "uninsurable "protection for all and coverage for even the "uninsurable "protection for all and coverage for even the "uninsurable "

We are more than just life insurance.  We also protect families against 

financial risks of accident, sickness & longevity.   

Click to find out if you are insurable

Servicing families in BC, Alberta and Ontario

WELCOME TO INSURANCE KIT

We understand that life’s challenges don’t wait for convenient moments—

they arrive unexpectedly, testing our resilience and perspective.  

We know what it’s like because we’ve been there.  That’s why it’s our mission to bring hope and options to those who need them most.


Thank you for trusting us to be part of your journey. 

OUR MISSION TO HELP

OUR MISSION TO HELP

OUR MISSION TO HELP

OUR MISSION TO HELP

OUR MISSION TO HELP

OUR MISSION TO HELP

Patients, insurance, declined, pre-existing conditions, hospital, nurses, health care

WHAT IS NEW

WHAT IS NEW

WHAT IS NEW

WHAT IS NEW

WHAT IS NEW

WHAT IS NEW

Protect Your Future, Today

When Crowdfunding Isn’t Enough

Life Insurance Designed for Diabetics

When Recovery Is Just the Beginning

Police, accident, tragedy, attack, mental health, aftermath, festival

 GoFundMe raised $500K for the teen left behind after the Lapu Lapu tragedy. But he might not be able to access the funds directly.  Read more to find out the better way to protect the ones we love. 

When Recovery Is Just the Beginning

Life Insurance Designed for Diabetics

When Recovery Is Just the Beginning

Surviving a tragedy of this scale is not easy physically, mentally and financially. How can we prepare for the "unpreparable"?  Read here to learn about a few tips.

Life Insurance Designed for Diabetics

Life Insurance Designed for Diabetics

Insurance Tailored for the New Graduates

 Learn about the only comprehensive life insurance product tailor-made for Canadians living with diabetes. It provides a higher chance of approval, affordable premiums and a Diabetes Care Program! 

Insurance Tailored for the New Graduates

Insurance Tailored for the New Graduates

Insurance Tailored for the New Graduates

If you are graduating this year, or have graduated for less than three years, it is a must read for you to set off your financial future with a peace of mind. Think the goose that lays the golden eggs.

A Personal War on Cancer: 1st Battle Won

Insurance Tailored for the New Graduates

A Personal War on Cancer: 1st Battle Won

Insurance Kit's latest blog shares her beloved family member's testimony on how her unique, affordable insurance policy helped her to be stress-free financially after a stage 4 cancer diagnosis.

Navigating Market Uncertainty

Insurance Tailored for the New Graduates

A Personal War on Cancer: 1st Battle Won

 We have prepared for you a Reader's Digest version (or Coles Notes for the younger audience) of the recent market volatility.  Better yet, we might have a solution for you to ride this all out.  Read on!

CURRENT PROMOTIONS

CURRENT PROMOTIONS

CURRENT PROMOTIONS

CURRENT PROMOTIONS

CURRENT PROMOTIONS

CURRENT PROMOTIONS

Check Out These Deals!

In addition to direct promotions from insurance companies, you may find our in-house promotion too!

Save on Critical Illness insurance premium with Sun Life

From April 1 to June 30, Clients who buy Sun Critical Illness Insurance (Sun CII) will be eligible to receive a cheque equivalent to a portion of their first year’s premiums. .Click here for details.

Visiting Canada? Enjoy 10% discount this summer!

Travel abroad could be expensive without travel insurance.  Click here  to find out about how to save on travel insurance while visiting Canada.   

New & Exciting Enhancement on the Vitality program!!

Learn about an innovative and unique program that enables you to earn rewards and save on premiums for being health-conscious!

Affordable Permanent Life Insurance for Smokers

With this Quit-smoking Incentive plan, you could qualify for non-smoker rates for the first two years of the policy. And if you quit within this time period, those lower rates continue.

Other Helpful Information

Other Helpful Information

Other Helpful Information

Other Helpful Information

Other Helpful Information

Other Helpful Information

Online Quote & Application

Online Quote & Application

Online Quote & Application

Just looking for a quick quote?

Click HERE for your quote or apply online for Life, Accident & Sickness, Health & Dental, and more (Hint: think banking and mortgage products that could help your savings grow FASTER)

Hard-to-insure Clients

Online Quote & Application

Online Quote & Application

  Have health concerns, been declined before? 

Have a risky job or hobby that no one will insure you for? Or when they do, 

it is unaffordable? This HARD -TO-INSURE page is for you.

Videos for Non-readers

Online Quote & Application

Videos for Non-readers

If you prefer watching short videos to learn about the basics of different insurance policies and how they help with one's financial 

well-being, check out these videos.  Or check out this section for more information including past articles in each category.

Insurance 101

Videos for Non-readers

Don't know if insurance is for you? 

Not sure what type of insurance is available ?Just want to read about insurance for fun? 

Here you can learn the basics of insurance products and what they can do for you.

Financial 101

Insurance is an integral part of financial planning. In here, you can learn about the basics of money matters, including how to manage expenses, income, and debt. 

[Insurestment]

What does insurance have to do with 

savings and retirement, let alone investment?

It is all about protecting your money!

This section talks about topics like 

RRSP, TFSA, RRIF and other acronyms.

The Final Affairs

The Final Affairs

The Final Affairs

Both Life insurance and the Will are part of 

the foundation of a family financial planning. However, only about 60% of Canadians have their Will done. Come here to learn about 

Estate planning and the Wills..

How We Could Help

The Final Affairs

The Final Affairs

Our services have expanded from protecting families in the case of untimely death,

acute sickness and injuries, to planned or unexpected retirement as well.

Keep scrolling for the latest updates

or find out more ABOUT US  

What is covered?

The Final Affairs

Financial Wellness Check-up

This section explains the type of products 

that Insurance Kit could provide for 

your whole family - including your parents, spouse and your dependent children, 

employed or not. 

Financial Wellness Check-up

Financial Wellness Check-up

If you don't see what you are looking for, please book a 30-minutes complimentary consultation session with us. No good doctors could give a prescription without a diagnosis!  

Newsletter Sign-up

Newsletter Sign-up

Sign up for our newsletter to receive the latest update on our website.  This way, you would be one of the first to know what's new in any deals or government policies that affect you and 

your family, present and/or future.

WHAT OUR CLIENTS HAVE TO SAY

Y. Zhao, Toronto, Ontario

Kit is an amazing insurance advisor to work with.  She has deep knowledge about insurance products. She was able to select the perfect policy to fit both my needs and budget, and she's always there to quickly address any questions or my requests for changes. Beyond her professional skills, Kit is great at communication, making my meetings with her very enjoyable. I highly recommend her to anyone in search of high quality insurance services. 

Our Blog of Real Life Stories

WELL-BEING PARTNERS

Our Team Approach to Your Well-being

We believe in taking care of our client's financial, physical and social well-being is equally important. Visit our Partners for your pursuit of happiness in physical and mental health, as well as professional matters.

Financial Partners

Financial Well-being Partners

Physical Well-being Partners

Physical Well-being Partners

Social Well-being Partners

Social Media

Contact

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Personalized coverage for you and yours

Disclaimer Notice

This website provides Information on life insurance and other living benefits options. Some products and services may not be available to all individuals, and no assurances of the same are made herein. 

info@insurancekit.ca

Providers include: Allianz, Assumption Life, BMO, Beneva, Canada Life, CPP, Combined Insurance, Desjardins Financial, Edge Benefits, Equitable Life, Empire Life, Foresters Financial, Humania, IA, Manulife, PBC, RBC, Specialty Life, Sun Life

In addition to direct promotions from insurance companies, you may find our in-house promotion too!

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