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More than Life Insurance

Why insure the "uninsurable"?

Why insure the "uninsurable"?

Why insure the "uninsurable"?

Having had multiple family members

 die of cancer (the youngest one being just shy of 2 years old), I decided to 

focus on becoming a 

Living Benefits Specialist. 

In addition to helping families with traditional 

life insurance for over 15 years,

and helping regular families

 in the event of death, 

I now also work to get you help 

when you need 

Having had multiple family members

 die of cancer (the youngest one being just shy of 2 years old), I decided to 

focus on becoming a 

Living Benefits Specialist. 

In addition to helping families with traditional 

life insurance for over 15 years,

and helping regular families

 in the event of death, 

I now also work to get you help 

when you need it the most - 

while you are still living, 

even if you have been declined before.  


To learn more about Living Benefits,  

contact me and let's chat! 

What is covered?

How I Can Help You

Why insure the "uninsurable"?

Why insure the "uninsurable"?

 With the right protection 

you can be free of stress from 

the loss of income or savings, and

can focus on your recovery.


I help to protect families including 

children and non-income earners, 

even unwell individuals, especially

 cancer, heart attack, and stroke patients. 

I also help those who are usually "uninsurable" 

due to risky occupations

 With the right protection 

you can be free of stress from 

the loss of income or savings, and

can focus on your recovery.


I help to protect families including 

children and non-income earners, 

even unwell individuals, especially

 cancer, heart attack, and stroke patients. 

I also help those who are usually "uninsurable" 

due to risky occupations, hobbies, or age (including unborn children) with

 affordable, lifetime

protection through insurance coverage.


Get a quote

See the Difference

Why insure the "uninsurable"?

See the Difference

Even if you have any health issues,  

and/or have been denied any 

life insurance or living benefit coverage, 

I could help you get covered. 

I choose to help 

when regular agents are not able to.  


As a licensed insurance broker, I work for 

the client to look for their best options.


 A strong believer of the motto 


Even if you have any health issues,  

and/or have been denied any 

life insurance or living benefit coverage, 

I could help you get covered. 

I choose to help 

when regular agents are not able to.  


As a licensed insurance broker, I work for 

the client to look for their best options.


 A strong believer of the motto 

"Under promise, over deliver",

 I have helped many, even those 

who have been denied coverage, 

and I do it with 

empathy, conviction, passion, and pride. 

true stories

About Our Logo

“The Wisdom Pouch for Insurance”

   This is what our Chinese name means.  

The wisdom pouches were used by the ancient Chinese to store confidential and valuable documents or items, 

most often a piece of advice, a plan or strategy, encapsulated in a kit, usually in a “brocade bag".

 The advice are usually an effective way to plan ahead

to deal with accidents and solve crises. 

We found the idiom: “Equipped with a bag of tricks” is also an excellent description of what our logo intends to convey.

We strive to be your insurance tool kit and first-aid kit! 

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